Requested Documents

The following documents may be requested to obtain new mortgage loan:

• Past two (2) years W-2 statements
• Most recent two years of filed tax returns
• Pay Stubs covering the last (30) thirty days
• Two most recent monthly bank statements
• Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts
• Copy of Driver's License

Also, the following documentation is also generally required.

For a refinance:

• A copy of your most recent mortgage statement

For a Purchase:

• A signed purchase contract
• Realtor contact information

For a VA Loan:

• DD Form 214

If you are divorced:

• A fully executed divorce decree

If you are self employed, employed in sales, paid by commission,or own rental real estate:

• Two (2) years signed personal tax returns - including all schedules
• If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet

Different programs require varying amounts of documentation. The loan program you select may require more or less documentation.